About Bandhan Bank

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Bank Name

Bandhan Bank

Key Banking Terms and Abbreviations Used at Bandhan Bank

RTGS - Real Time Gross Settlement 🕒: Bandhan Bank uses RTGS for transferring funds in real-time and on a gross basis.
NEFT - National Electronic Funds Transfer 💻: Bandhan Bank offers NEFT, a nationwide system facilitating one-to-one funds transfer.
IMPS - Immediate Payment Service 📲: Bandhan Bank's IMPS service enables instant, 24/7 interbank fund transfers.
MMID - Mobile Money Identification Number 📱: Bandhan Bank issues a 7-digit MMID for mobile banking services.
UIDAI - Unique Identification Authority of India 🆔: Bandhan Bank utilizes UIDAI for issuing Aadhaar numbers.
UPI - Unified Payments Interface 💳: Bandhan Bank's UPI system allows multiple bank accounts to be accessed through a single mobile application.
KYC - Know Your Customer 📋: Bandhan Bank employs the KYC process to verify the identity of their clients.
SWIFT Code - Society for Worldwide Interbank Financial Telecommunication 🌐:.
CIBIL - Credit Information Bureau (India) Limited 🧾: Bandhan Bank refers to CIBIL for maintaining credit records of individuals and businesses.
ATM - Automated Teller Machine 🏧: Bandhan Bank provides ATMs for convenient cash withdrawals and other banking services.
CDM - Cash Deposit Machine 💵: Bandhan Bank's CDMs allow customers to deposit cash directly into their accounts.
Passbook - Account Statement 📖: Bandhan Bank issues passbooks to account holders for keeping a record of transactions.
Cheque Book - Banking Instrument 📒: Bandhan Bank provides cheque books for account holders to facilitate easy payments and withdrawals.
Loan - Credit Facility 💰: Bandhan Bank offers various loan products, including personal, home, and car loans.
FD - Fixed Deposit 📈: Bandhan Bank's fixed deposit schemes provide a secure investment option with attractive interest rates.
RD - Recurring Deposit 📉: Bandhan Bank's recurring deposit accounts help customers save regularly with a fixed interest rate.

State wise list of Bandhan Bank - NEFT enabled branches.

State

No of Branch

Andaman And Nicobar Island

Andhra Pradesh

Assam

Bihar

Chandigarh

Chhattisgarh

Dadra And Nagar Haveli

Delhi

Goa

Gujarat

Haryana

Himachal Pradesh

Jammu And Kashmir

Jharkhand

Karnataka

Kerala

Madhya Pradesh

Maharashtra

Manipur

Meghalaya

Mizoram

Nagaland

Odisha

Puducherry

Punjab

Rajasthan

Sikkim

Tamil Nadu

Telangana

Tripura

Uttar Pradesh

Uttarakhand

West Bengal