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About Bank Of America
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Bank Of America
Bank Name
Bank Of America
Key Banking Terms and Abbreviations Used at Bank Of America
RTGS
- Real Time Gross Settlement 🕒: Bank Of America uses RTGS for transferring funds in real-time and on a gross basis.
NEFT
- National Electronic Funds Transfer 💻: Bank Of America offers NEFT, a nationwide system facilitating one-to-one funds transfer.
IMPS
- Immediate Payment Service 📲: Bank Of America's IMPS service enables instant, 24/7 interbank fund transfers.
MMID
- Mobile Money Identification Number 📱: Bank Of America issues a 7-digit MMID for mobile banking services.
UIDAI
- Unique Identification Authority of India 🆔: Bank Of America utilizes UIDAI for issuing Aadhaar numbers.
UPI
- Unified Payments Interface 💳: Bank Of America's UPI system allows multiple bank accounts to be accessed through a single mobile application.
KYC
- Know Your Customer 📋: Bank Of America employs the KYC process to verify the identity of their clients.
SWIFT Code
- Society for Worldwide Interbank Financial Telecommunication 🌐:.
CIBIL
- Credit Information Bureau (India) Limited 🧾: Bank Of America refers to CIBIL for maintaining credit records of individuals and businesses.
ATM
- Automated Teller Machine 🏧: Bank Of America provides ATMs for convenient cash withdrawals and other banking services.
CDM
- Cash Deposit Machine 💵: Bank Of America's CDMs allow customers to deposit cash directly into their accounts.
Passbook
- Account Statement 📖: Bank Of America issues passbooks to account holders for keeping a record of transactions.
Cheque Book
- Banking Instrument 📒: Bank Of America provides cheque books for account holders to facilitate easy payments and withdrawals.
Loan
- Credit Facility 💰: Bank Of America offers various loan products, including personal, home, and car loans.
FD
- Fixed Deposit 📈: Bank Of America's fixed deposit schemes provide a secure investment option with attractive interest rates.
RD
- Recurring Deposit 📉: Bank Of America's recurring deposit accounts help customers save regularly with a fixed interest rate.
State wise list of Bank Of America - NEFT enabled branches.
State
No of Branch
Delhi
Karnataka
Maharashtra
Tamil Nadu
