District-wise List of Indian Overseas Bank Branches in Chhattisgarh

RTGS is a system where the transfer of money or securities takes place from one bank to another on a "real-time" and on a "gross" basis. This means that the transactions are processed continuously throughout the RTGS business hours.

NEFT is a nation-wide payment system that facilitates one-to-one funds transfer. Individuals, firms, and corporates can electronically transfer funds from any bank branch to any individual having an account with any other bank branch in the country participating in the NEFT scheme.

IMPS is an instant interbank electronic fund transfer service through mobile phones. It is available 24/7 throughout the year, including on bank holidays.

MMID is a 7-digit unique number issued by the bank upon registration, which is used in combination with the mobile number to facilitate IMPS transactions.

UIDAI is the government agency responsible for issuing the 12-digit unique identification number (Aadhaar) to residents of India, which serves as a proof of identity and address.

UPI is a real-time payment system developed by the National Payments Corporation of India (NPCI) that allows instant transfer of money between any two bank accounts using a mobile platform.

KYC is a process by which banks and financial institutions verify the identity, suitability, and risks involved with maintaining a business relationship.

SWIFT Code is an international bank code that identifies particular banks worldwide. It’s also known as a Bank Identifier Code (BIC). It is used for international wire transfers and to exchange other messages between banks.

BHIM is a mobile payment app developed by the National Payments Corporation of India (NPCI), based on the Unified Payments Interface (UPI). It facilitates e-payments directly through banks and encourages cashless transactions.