IFSC Code of Indian Overseas Bank Civil Lines Ludhiana Punjab

In today life, the use of IFSC codes is very common. It is mainly used for online funds transfer. IFSC code is unique code for each and every bank to helps identify the bank branches involved in the payment and settlement in the case of RTGS and NEFT. IFSC code have 11 alpha numeric digits issued by the RBI. The first four characters are alphabets and represent the bank. The fifth character is zero and it is mainly kept for use in the future. The last six characters can be numeric or alphabets and represent the branch of the bank. The IFSC code of the branch is also printed on the every cheque books.

• 'IOBA0000446' - IFSC Code for an INDIAN OVERSEAS BANK branch in CIVIL LINES;
• First four alphabets - IOBA - Name of the bank, i.e., INDIAN OVERSEAS BANK.
• 0 - The fifth character is zero, kept for use in the future.
• 000446 - Indicates a CIVIL LINES branch code of INDIAN OVERSEAS BANK.