Key Banking Terms and Abbreviations Used at Janakalyan Sahakari Bank
RTGS - Real Time Gross Settlement 🕒: Janakalyan Sahakari Bank uses RTGS for transferring funds in real-time and on a gross basis.
NEFT - National Electronic Funds Transfer 💻: Janakalyan Sahakari Bank offers NEFT, a nationwide system facilitating one-to-one funds transfer.
IMPS - Immediate Payment Service 📲: Janakalyan Sahakari Bank's IMPS service enables instant, 24/7 interbank fund transfers.
MMID - Mobile Money Identification Number 📱: Janakalyan Sahakari Bank issues a 7-digit MMID for mobile banking services.
UIDAI - Unique Identification Authority of India 🆔: Janakalyan Sahakari Bank utilizes UIDAI for issuing Aadhaar numbers.
UPI - Unified Payments Interface 💳: Janakalyan Sahakari Bank's UPI system allows multiple bank accounts to be accessed through a single mobile application.
KYC - Know Your Customer 📋: Janakalyan Sahakari Bank employs the KYC process to verify the identity of their clients.
SWIFT Code - Society for Worldwide Interbank Financial Telecommunication 🌐:.
CIBIL - Credit Information Bureau (India) Limited 🧾: Janakalyan Sahakari Bank refers to CIBIL for maintaining credit records of individuals and businesses.
ATM - Automated Teller Machine 🏧: Janakalyan Sahakari Bank provides ATMs for convenient cash withdrawals and other banking services.
CDM - Cash Deposit Machine 💵: Janakalyan Sahakari Bank's CDMs allow customers to deposit cash directly into their accounts.
Passbook - Account Statement 📖: Janakalyan Sahakari Bank issues passbooks to account holders for keeping a record of transactions.
Cheque Book - Banking Instrument 📒: Janakalyan Sahakari Bank provides cheque books for account holders to facilitate easy payments and withdrawals.
Loan - Credit Facility 💰: Janakalyan Sahakari Bank offers various loan products, including personal, home, and car loans.
FD - Fixed Deposit 📈: Janakalyan Sahakari Bank's fixed deposit schemes provide a secure investment option with attractive interest rates.
RD - Recurring Deposit 📉: Janakalyan Sahakari Bank's recurring deposit accounts help customers save regularly with a fixed interest rate.
State wise list of Janakalyan Sahakari Bank - NEFT enabled branches.
