Indian Overseas Bank branchs in Patiala

Indian Overseas Bank branchs in Patiala district - NEFT / RTGS / IMPS enabled branches.

Indian Overseas Bank has 10 branches in Patiala in the following locations. List branch as follows for IFSC, MICR, SWIFT Code, Address and Contact number click on the links.

Banur - IOBA0002346

Damanheri - IOBA0003776

Derabassi - IOBA0001737

Lalru Mandi - IOBA0001503

Malakpur - IOBA0003041

Patiala - IOBA0000922

Rajpura - IOBA0000515

Tripari Patiala - IOBA0001752

Urban Estate Patiala - IOBA0002389

Zirakpur - IOBA0001499

Most common abbreviations in Indian Overseas Bank as;

RTGS - Real Time Gross Settlement 🕒: Indian Overseas Bank uses RTGS for transferring funds in real-time and on a gross basis.
NEFT - National Electronic Funds Transfer 💻: Indian Overseas Bank offers NEFT, a nationwide system facilitating one-to-one funds transfer.
IMPS - Immediate Payment Service 📲: Indian Overseas Bank's IMPS service enables instant, 24/7 interbank fund transfers.
MMID - Mobile Money Identification Number 📱: Indian Overseas Bank issues a 7-digit MMID for mobile banking services.
UIDAI - Unique Identification Authority of India 🆔: Indian Overseas Bank utilizes UIDAI for issuing Aadhaar numbers.
UPI - Unified Payments Interface 💳: Indian Overseas Bank's UPI system allows multiple bank accounts to be accessed through a single mobile application.
KYC - Know Your Customer 📋: Indian Overseas Bank employs the KYC process to verify the identity of their clients.
SWIFT Code - Society for Worldwide Interbank Financial Telecommunication 🌐:.
CIBIL - Credit Information Bureau (India) Limited 🧾: Indian Overseas Bank refers to CIBIL for maintaining credit records of individuals and businesses.
ATM - Automated Teller Machine 🏧: Indian Overseas Bank provides ATMs for convenient cash withdrawals and other banking services.
CDM - Cash Deposit Machine 💵: Indian Overseas Bank's CDMs allow customers to deposit cash directly into their accounts.
Passbook - Account Statement 📖: Indian Overseas Bank issues passbooks to account holders for keeping a record of transactions.
Cheque Book - Banking Instrument 📒: Indian Overseas Bank provides cheque books for account holders to facilitate easy payments and withdrawals.
Loan - Credit Facility 💰: Indian Overseas Bank offers various loan products, including personal, home, and car loans.
FD - Fixed Deposit 📈: Indian Overseas Bank's fixed deposit schemes provide a secure investment option with attractive interest rates.
RD - Recurring Deposit 📉: Indian Overseas Bank's recurring deposit accounts help customers save regularly with a fixed interest rate.

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